High-Risk Merchant Accounts

The Perfect Merchant Payment Solution


High-Risk Merchant Accounts Customized For Your Business Needs

Do domestic banks consider your business too “high-risk”?

Do you need a credit card processing solution for your high-risk industry?

Or, have changes in your business caused your acquiring bank to close your existing merchant account?

It’s probably not you, it’s “them”. Traditional finance options sometimes cannot keep up with the pace of change and the needs of new industries.

For instance, you might be a start-up with less credit card processing history than the banks would like. Or your industry – for example, travel – may be known for a high chargeback ratio. Or your business may simply process a high volume at a rate that alarms the conservatives! Or you might run an ecommerce store in a niche as simple as jewelry or gadgets.

If your business is legal, we can probably assist.

Let’s get started.

International MerchantsNo Volume CapsBad Credit History
No Processing HistoryMulti-Currency AccountsVirtual Terminal Access

More Approvals In High-Risk Industries

JJS Global believes that all legal and legitimate businesses deserve a fair chance to accept credit cards online, even those working within the card-not-present environment. Our trusted network of offshore and international acquiring banks allows us to provide merchant accounts to a wide range of e-commerce industries.

5 High-Risk Merchant Account Features

  • JJS Global recognizes all the major credit card brands including MasterCard and Visa and even China Union Pay, JCB and Diner’s Club International.
  • Commitment to fraud protection with 3D Secure Processing, SSL Certificates and MaxMind.
  • PCI DSS-compliant payment gateway that recognizes more than 40 popular shopping carts.
  • Multi-currency processing: JJS Global recognizes more than 160 currencies.
  • Live customer and technical support services: Contact Us online or call us at 1.224.535.9462
  • Why Am I Considered High-Risk?

  • A start-up business with little or no credit card processing history
  • Poor credit rating, history of bankruptcy.
  • An industry with a high chargeback ratio (such as travel)
  • High average ticket amount (such as airline tickets)
  • Subscription-based products of services (online dating, magazines)
  • History of merchant account terminated by a bank
  • A business that processes high volume
  • How Do I Lower My Risk Profile?

    An e-commerce business is often classified as high-risk because of high sales volume. One way to lower your risk profile is to set up multiple merchant accounts. By using multiple accounts, you can allocate your sales to your different accounts to cut your monthly volume.

    JJS Global also offers its merchants the option of 3D Secure processing, another feature that lowers risk profile. Additionally, with multiple merchant accounts, merchants have the security of a backup in the event of unexpected termination by one of your acquiring banks. To find out more about the benefits of multiple merchant accounts, speak one-on-one with an JJS Global representative.

    Merchant Payment Solutions


    Airline Tickets

    Antique Collectibles

    Car Services



    Collection Agencies

    Computer Hardware

    Debt Consolidation

    Downloadable Software

    Educational Software

    Financial Services


    Insurance Brokers

    Magazine Subscriptions

    Multilevel Marketing

    Multimedia Streaming

    Satellite TV Repair

    Scholarship Programs

    Payment Processing Approval Now

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